For many aspiring bloggers around the world, monetization can be tricky — not because of a lack of traffic or quality content, but because of limited access to global payment systems. Platforms like PayPal or direct deposit aren’t always available in countries with underdeveloped banking networks.But here’s the good news: two of the biggest affiliate networks — Amazon Associates and ClickBank — still offer payment by check. This simple option opens the door for bloggers in nearly any country to start earning online, even without a modern financial system.
Why Payment Options Matter
Most affiliate programs assume you have access to international bank transfers or online wallets. For many creators in developing countries, that’s not realistic.
Banks may:Reject international transfers.Require large minimum balances.Offer no integration with PayPal or Payoneer.That’s why payment by check — though old-fashioned — can be a lifeline for independent bloggers in these regions.
Amazon Associates: Reliable and GlobalAmazon’s affiliate program, Amazon Associates, is one of the oldest and most trusted in the world.Here’s what makes it appealing:
You can earn commissions promoting almost any product sold on Amazon.
Amazon still offers check payments to countries where electronic transfers aren’t supported.Checks are mailed directly to your address, in USD.Even if it takes a few weeks for the check to arrive, the reliability and global reach of Amazon make it a practical choice for many creators.
ClickBank: Flexible and International
ClickBank, another giant in the affiliate marketing space, also supports check payments worldwide.
Key advantages include:
Digital products (eBooks, online courses, software) with high commission rates — often 50% or more.
Check payments available almost anywhere.A low payout threshold — you can start receiving checks once your balance reaches $100.ClickBank’s network of global vendors and affiliates makes it one of the most accessible ways for creators to monetize traffic without modern banking infrastructure.
How to Get Started
1. Sign up for Amazon Associates or ClickBank (both are free).
2. Set your payment preference to “Check.”
3. Enter your mailing address carefully to ensure reliable delivery.
4. Create content that naturally includes affiliate links — product reviews, tutorials, or resource lists.
5. Promote your articles using SEO, Pinterest, or social media to grow your traffic.
The Advantage of Old-School Payments
While digital payments are faster, checks offer something crucial: accessibility.For many bloggers, this means:No need for PayPal or Payoneer accounts.No need for an international bank.A direct, tangible way to receive global income.You can deposit the check at a local bank that handles foreign currency or use a service that processes international checks for you.
If you’re building a blog in a country with underdeveloped banking, don’t let payment barriers stop you. Amazon Associates and ClickBank both make it possible to earn real income through mailed checks.In a world that’s going increasingly digital, it’s ironic that an old-fashioned method — a simple paper check — remains one of the most inclusive tools for global entrepreneurship.So start your blog, publish consistently, and know that even without PayPal or wire transfers, your content can still pay off — literally.
